Welcome to the Law Office of Julie A. Philippi. My office is here to help you during these difficult times. I want you to understand your legal rights as well as your obligations so you can make sound decisions about your financial future. Bankruptcy is the only option that can stop foreclosure, silence harassing creditors, and permanently eliminate most debts.
With Chapter 7, most unsecured debts are completely discharged allowing you to keep your home and car. Chapter 13 allows you to consolidate your debts including making up the payments you are behind on your home over time without needing the lender’s approval. If you have received a Notice of Default and are facing foreclosure, do not delay. Contact my office immediately so we can discuss your options while you stay in your home.
It is easy to get so overwhelmed by the stress of your mounting debt that you ignore the problem or tell yourself that the situation will resolve itself. That doesn’t help. Call today and let me show you how I can help you get through this complicated, emotionally draining situation.